Fire Damage Insurance Claims
If you have suffered property damage as a result of a fire, and are considering making an insurance claim, you might find the following information useful. Most home or business insurance policies will cover the cost of repairing damage to property caused by fire. Your policy should also cover you for smoke damage caused by a fire.
For a claim to be considered under the fire peril clause of an insurance policy there must have been ignition from a flame and the incident must have been accidental.
If there is no ignition at the source of the heat and no resultant fire, any claims for singeing, scorching, burning or melting would only be covered when additional accidental damage cover is in place.
Contact us for more information on what is covered by your policy. We deal with claims of all sizes from smoke damaged contents to destruction of commercial property due to fire. We can help you to secure the best settlement outcome for your claim.
If required, we have a panel of trusted contractors who we can recommended to you to carry out any reinstatement works.